•Ponca City sits in Tornado Alley in north-central Oklahoma. The area has been under severe weather warnings 109 times in a single year, and Doppler radar has detected hail at or near Ponca City on 129 occasions.

•Winter temperatures in the region regularly drop below freezing, and Oklahoma can see dangerous cold snaps. Pipe-bursting conditions are a real concern for residents when highs reach only the single digits.

•Spring storms bring heavy rain and the threat of flash flooding. In May 2019, northern Oklahoma received 10 to 20 inches of rain, resulting in major and record flooding along numerous rivers.

•Summer heat and high humidity create conditions for mold growth inside homes. Oklahoma's hot summers push humidity levels well above comfortable levels during wet weather events.

•Ponca City's oil boom of the 1920s left behind a rich collection of historic homes and buildings, including Spanish Colonial Revival and Art Deco architecture, and many of these older properties with aging plumbing are especially vulnerable to water damage when severe weather hits.